Products

PRODUCTS

CASUALTY

With our flexible and global coverage options, your business is protected against the unexpected no matter where you operate. Whether you are facing claims from third parties, dealing with product-related issues, managing employer liabilities, or hosting events and construction projects, our comprehensive policies have you covered.

Public Liability

Safeguards businesses against claims of personal injury or property damage caused to third parties on their premises - typically covering premises liability and completed operations coverage.
Product Liability

Safeguards manufacturers, wholesalers, and retailers against the financial impact and logistical challenges of recalling defective products – including property damage, injuries, and product recall costs, whether they are associated with notifications, disposal expenses, or retrievals.
Commercial Liability

Offers comprehensive protection for your business against claims of bodily injury, property damage, and personal injury arising from your operations.
Construction Liability

Provides tailored coverage to contractors, builders, and construction professionals against liabilities during construction projects – including personal injury, construction defects, and property damage.
Event Liability

Covers event organizers against claims of personal injury or property damage caused to third parties during their event – typically offering compensation for damage, legal expenses, and medical costs.
Employer's Liability

Provides protection to employers against claims of work-related injuries or illnesses suffered by employees, typically covering compensation payments and legal costs from claims.

Financial lines

The fast-paced corporate world is built on bold bets and tough calls. In mitigating their impact on organizational leaders and managers, commercial and financial institutions need reliable protection and partners. From libel and slander to breaches of confidential information, trademarks, and copyrights, our professional and management liability insurance covers every professional challenge you face while you focus on the opportunity – with flexible policy forms to match the agility of your decision making.

Professional indemnity (annual)

Safeguards professionals and businesses against claims of negligence or malpractice, covering the financial consequences of errors, omissions, or oversights in their service. It typically covers damages, legal costs, and financial losses.
Professional indemnity (projects)

Professional indemnity insurance that is tailored to the duration and requirements of a project. It protects professionals and businesses against claims arising from project-specific negligence, errors, or omissions. It provides them with targeted coverage and financial security in the face of damages and legal costs that may occur during the project.
Directors & Officers Liability (D&O)

Protects directors and officers, as well as their personal assets, against claims of wrongful acts, mismanagement, or breaches of fiduciary duty. It may cover settlements, judgments, and legal defense costs – helping to attract qualified talent to serve in leadership positions.

Political violence

Operating in politically unstable environments can be challenging, with risks that, more often than not, disrupt businesses and impact lives. When peace is at stake, our political violence insurance is here to provide peace of mind. Our solutions cover losses and damages from a range of threats including riots, strikes, civil commotion, sabotage, terrorism, insurrection, revolution, rebellion, coups d'etat, war, and civil conflict.

Commercial crime

Insurance protects businesses against financial losses caused by criminal acts such as employee theft, fraud, forgery, burglary, and cybercrime. This coverage is essential for organizations of all sizes, offering peace of mind by safeguarding assets and minimizing the impact of dishonest or fraudulent activities.

Bankers Blanket Bond (BBB)

Provides comprehensive protection to financial institutions against a wide range of risks, including employee dishonesty, forgery, fraudulent trading, and losses from burglary or theft. It is specifically designed to safeguard banks and similar institutions from both internal and external threats, ensuring financial stability and business continuity.

Contractors’ All Risks (CAR)

Contractors’ All Risks (CAR) Insurance provides comprehensive protection for construction projects against accidental damage or loss during the construction period. This policy is designed to cover both material damage to the works and third-party liability arising from the construction activity.
Key Features: Covers physical loss or damage to the construction works, materials, and equipment Includes third-party liability for property damage or bodily injury Flexible coverage tailored to project size and scope Available for contractors, developers, and project owners CAR Insurance ensures peace of mind by protecting all parties involved in a construction project from unexpected losses, helping to keep the project on schedule and within budget.